IN RE DeSARDI

Nos. 05-95075, 05-95052, 05-95121.

340 B.R. 790 (2006)

In re Eric G. DeSARDI, Jr., Debtor. In re Wilma LaBove, Debtor. In re Robert Anthony O'Neil, Debtor.

United States Bankruptcy Court, S.D. Texas, Houston Division.

April 21, 2006.


Attorney(s) appearing for the Case

Kenneth A. Keeling, Grant Tabor, Keeling Law Firm, Houston, TX, for Eric G. DeSardi, Jr. and Wilma LaBove.

Paul K. Kim, New York City, Steve Wilcox, Bassel & Wilcox, PLLC, for DaimlerChrysler Services North America, LLC.

Billy Baca, Lawrence, Baca & Donohue, Houston, TX, for National Auto Finance, c/o Nuvell Financial Services Corp.

Richard Aurich, Reese W. Baker, Baker & Associates LLP, Houston, TX, for Robert O'Neil.

Gary Cerasuolo, Smith & Cerasuolo, LLP, for Credit Union of Texas.

Daniel Emmett O'Connell, Office of the U.S. Chapter 13 Trustee.


MEMORANDUM OPINION

MARVIN ISGUR, Bankruptcy Judge.

On October 17, 2005, several provisions of the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) became effective. Among those are provisions that affect the rights of creditors whose claims are secured by purchase money security interests in vehicles in chapter 13 cases. New local rules and a new uniform chapter 13 plan, both of which provide for adequate protection for vehicle lenders...

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