CLAY, J., delivered the opinion of the court, in which OLIVER, D.J., joined.
COOK, J. (p. 651), delivered a separate concurring opinion.
OPINION
CLAY, Circuit Judge.
Defendant, State Farm Mutual Automobile Insurance Company ("State Farm"), appeals a December 10, 2004 order of the United States District Court for the Western District of Michigan, granting summary judgment in favor of Plaintiff Stefanie Shields ("Shields") and holding that...
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