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CASHMERE VALLEY BANK v. BRENDER

No. 77708-0.

146 P.3d 928 (2006)

CASHMERE VALLEY BANK, a Washington corporation, Respondent, v. Terry B. BRENDER, a single man, Petitioner.

Supreme Court of Washington, En Banc.

November 16, 2006.

Attorney(s) appearing for the Case

J. Kevin Bromiley, Attorney at Law, James Myron Danielson, Jeffers Danielson Sonn & Aylward PS, Wenatchee, WA, for Petitioner.

Brian A. Walker, Attorney at Law, Wenatchee, WA, for Respondent.

C. JOHNSON, J.

¶ 1 This case involves an exemption from the federal Truth in Lending Act (TLA) disclosure requirements under 15 U.S.C. § 1603 where a loan is primarily for business, commercial, or agricultural purposes. In this case, the funds were applied to two purposes: a purpose exempt from disclosure requirements and a purpose subject to disclosure requirements. We find that the loan's primary purpose was for business and therefore exempt from the TLA...

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