SUBSTITUTE MEMORANDUM OPINION ON REHEARING
EVA M. GUZMAN, Justice.
We withdraw our memorandum opinion of June 29, 2006 and issue this substitute memorandum opinion on rehearing. We overrule the various motions for rehearing filed by appellant D.R. Horton and appellee Sphere Drake Insurance, Ltd.
In this appeal from take-nothing summary judgments granted in favor of appellees, Markel International Insurance Company, Limited
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