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IN RE YANNI

Bankruptcy No. 05-10393ELF, Adversary No. 05-428ELF.

354 B.R. 708 (2006)

In re Michael J. YANNI, Debtor. Kelly Beaudin Stapelton, United States Trustee for Region 3, Plaintiff v. Michael J. Yanni, Defendant.

United States Bankruptcy Court, E.D. Pennsylvania.

October 30, 2006.

Attorney(s) appearing for the Case

Christopher S. Wilson, Wilson Legal Services, Philadelphia, PA, for Debtor and Defendant.

David M. Klauder, U.S. Trustee Office, Philadelphia, PA, for Plaintiff.

MEMORANDUM OPINION

ERIC L. FRANK, Bankruptcy Judge.

I.

A bankruptcy discharge is a powerful legal right. In the right circumstances, it provides an opportunity for an unfortunate debtor to climb up and out of the depth of debt to start life anew without the albatross of financial stress. The discharge is the culmination of a successful bankruptcy case. The exercise of this legal right comes with certain responsibilities. If a debtor fails...

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