MEMORANDUM OF OPINION
STACEY G.C. JERNIGAN, Bankruptcy Judge.
Introduction
Before the court for consideration are two motions filed in two unrelated Chapter 13 cases that involve virtually identical facts and legal questions that have been argued together to the court: (a) a Motion to Compel Payments to Secured Creditor filed by Ford Motor Company ("FMC") in the case of In re Jerry and Cynthia Hogan, Case No. 04-82031-SGJ-13; and...
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