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MUTUAL FIRE INS. CO. v. ACKERMAN

No. 2565, September Term, 2003.

872 A.2d 110 (2005)

162 Md. App. 1

MUTUAL FIRE INSURANCE COMPANY OF CALVERT COUNTY v. Corwin L. ACKERMAN, Personal Representative of the Estate of Phyllis Morss, et al.

Court of Special Appeals of Maryland.

April 13, 2005.

Attorney(s) appearing for the Case

George E. Reede, Jr. (Lisa B. Capitos, on brief), Baltimore, for appellant.

Walter W. Sawyer, III, Baltimore, for appellee.

Panel MURPHY, C.J., ADKINS, BISHOP, JOHN J., JR. (Retired, Specially Assigned) JJ.

ADKINS, J.

Appellant Mutual Fire Insurance Company of Calvert County ("Mutual Fire") challenges the summary judgment granted by the Circuit Court for St. Mary's County in favor of appellee Michael O'Brien. The circuit court judgment required that an insurance policy issued by Mutual Fire cover losses sustained as the result of a fire damaging a house identified as "the dwelling" on real property owned by O'Brien. Mutual Fire raises two issues on appeal:

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