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IN RE BRYANT

Bankruptcy No. 04-17225DWS.

323 B.R. 635 (2005)

In re Denise BRYANT, Debtor.

United States Bankruptcy Court, E.D. Pennsylvania.

April 19, 2005.

Attorney(s) appearing for the Case

Stephen L. Axelrod, Philadelphia, PA.

Richard F. Stern, Esquire, Stern and Strecho, Jenkintown, PA.

William C. Miller, Esquire, Standing Chapter 13 Trustee, Philadelphia, PA.

Dave P. Adams, Esquire, Office of the U.S. Trustee, Philadelphia, PA.

MEMORANDUM OPINION

DIANE WEISS SIGMUND, Chief Judge.

Before the Court is the Debtor's Objection to Proof of Claim filed by LaSalle National Bank as Trustee for Ocwen Federal Bank ("Claimant"). An evidentiary hearing was held at which the debtor Denise Bryant ("Debtor") provided the sole testimony. The parties have submitted post-hearing memoranda of law, and the matter is ripe for decision.

BACKGROUND

In January 1979 Debtor...

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