MEMORANDUM AND ORDER
WILLIAM A. HILL, Bankruptcy Judge.
By Complaint filed June 28, 2005, Plaintiff Area Community Credit Union ("the credit union") initiated this adversary proceeding seeking determinations that Debtor/Defendants Anthony W. Tyrrell and Elizabeth M. Tyrrell are not entitled to a discharge pursuant to 11 U.S.C. § 727(a)(4)(A) and that an outstanding debt owed by Debtor `Anthony Tyrrell to the credit union on four loans in the total ...
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