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LOW v. INSURANCE CO. OF NORTH AMERICA

No. CA 05-181.

220 S.W.3d 670 (2005)

Andrew Baxter LOW, Gary L. Low and Merrily Low, Appellants, v. INSURANCE COMPANY OF NORTH AMERICA, International Insurance Company, Industrial Indemnity Company, Lexington Insurance Company (AIG), and Niagara Fire Insurance Company, Appellees.

Supreme Court of Arkansas.

December 15, 2005.

Attorney(s) appearing for the Case

Wilson, Engstrom, Corum & Coulter, by: Gary D. Corum and Nate Coulter, Little Rock, for appellants/ cross-appellees Andrew Baxter Low, Gary L. Low and Merrily Low.

Watts, Donovan & Tilley, by: Richard N. Watts, Debbie S. Denton, and Staci Dumas Carson, Little Rock, for appellees Insurance Company of North America, International Insurance Company, and Industrial Indemnity Company.

Barber, McCaskill, Jones & Hale, P.A., by: Glenn W. Jones and Cynthia W. Kolb, Little Rock, for appellee Niagara Fire Insurance Company.

Bridges, Young, Matthews & Drake PLC, by: Stephen A. Matthews, Pine Bluff, for appellee/cross-appellant Lexington Insurance Company.

ANNABELLE CLINTON IMBER, Justice.

On October 5, 1991, Appellant Andrew Low was attending a Fall Camporee with the Quapaw Area Council Boy Scouts of America (the Boy Scouts) when he fell approximately thirty feet from a bluff located adjacent to the campsite area. As a result of the fall, Andrew suffered severe lacerations, a fractured skull, compression fractures of his spine, cracked ribs, a collapsed lung, neurological, ophthalmological, and glandular damage, and...

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