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SHYMAN v. UNUM LIFE INS. CO.

No. 04-2741.

427 F.3d 452 (2005)

Ira SHYMAN, Plaintiff-Appellant, v. UNUM LIFE INSURANCE CO., Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided October 21, 2005.

Attorney(s) appearing for the Case

Mark D. Debofsky (argued), Daley, Debofsky & Bryant, Chicago, IL, for Plaintiff-Appellant.

Michael J. Smith (argued), Smith & Associates, Chicago, IL, for Defendant-Appellee.

Before EASTERBROOK, EVANS, and SYKES, Circuit Judges.

EASTERBROOK, Circuit Judge.

Shatkin, Arbor, Karlov & Co., a commodities-trading firm, arranged disability benefits for its employees and affiliated traders. Ira Shyman trades soybean contracts on the Chicago Board of Trade and clears his transactions through Shatkin Arbor. Shyman has suffered from headaches much of his life, and in 1999 he applied for disability benefits, telling Unum Life Insurance, the plan's insurer (and administrator) that the condition had...

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