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IN RE ALLEN

Bankruptcy No. 04-29038-MBM, Adversary No. 04-2870-MBM.

329 B.R. 544 (2005)

In re Lorna ALLEN, Debtor. Lorna Allen, Plaintiff, v. American Education Services, et al., Defendants.

United States Bankruptcy Court, W.D. Pennsylvania.

September 14, 2005.

Attorney(s) appearing for the Case

Lawrence H. Fisher, Akman & Associates, PC, Canonsburg, PA, for Lorna Allen.

John P. Neblett, Harrisburg, PA, for Educational Credit Management Corporation.

MEMORANDUM OPINION

M. BRUCE MCCULLOUGH, Bankruptcy Judge.

Lorna Allen, the instant debtor (hereafter "the Debtor"), commenced the instant adversary proceeding for the purpose of obtaining a determination by the Court that (a) to except from her Chapter 7 discharge $47,140 of collective pre-petition student loan debt that she owes to American Educational Services (hereafter "AES") will impose an undue hardship on her, and (b) said collective student...

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