MEMORANDUM OPINION
JOHN E. HOFFMAN, JR., Bankruptcy Judge.
At issue in this case is whether the Chapter 13 plan (the "Plan") filed by David A. Henry ("Henry" or the "Debtor"), which calls for payments over a 39-month period and a return of five cents on the dollar to unsecured creditors, satisfies the confirmation standards set forth in § 1325(a) of the Bankruptcy Code.
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