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IN RE FRUSHOUR

No. 04-2553.

433 F.3d 393 (2005)

In re Sandra Jane FRUSHOUR, Debtor. Educational Credit Management Corporation, Plaintiff-Appellant, v. Sandra Jane Frushour, Defendant-Appellee.

United States Court of Appeals, Fourth Circuit.

Decided December 30, 2005.

Attorney(s) appearing for the Case

Julie K. Swedback, Educational Credit Management Corporation, St. Paul, Minnesota, for Appellant. Bernard Joseph Podurgiel, Cambridge, Massachusetts, for Appellee.

Before WILKINSON and WILLIAMS, Circuit Judges, and HAMILTON, Senior Circuit Judge.

Reversed by published opinion. Judge Wilkinson wrote the opinion, in which Judge Williams joined. Senior Judge Hamilton wrote an opinion concurring in part and dissenting in part.

OPINION

WILKINSON, Circuit Judge.

A debtor in bankruptcy cannot discharge government-guaranteed educational loans through the normal channels. Congress instead protected the financial integrity of the student-loan program by precluding a debtor from discharging these loans...

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