Plaintiff Citidress II, as assignee of Eastbank, commenced this foreclosure action in October 1999, naming as defendant 207 Second Avenue Realty Corp., the mortgagor under the two consolidated mortgages at issue. Originally, Wilson Chang and his wife Ruby, 50% owners of 207, were not named as defendants; neither was Janet Chang, the other 50% owner. The loans underlying the mortgages had been guaranteed by Wilson and Ruby Chang. 207's default was subsequently vacated. In...
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