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IN RE BOSSARDET

Bankruptcy No. 4-04-03417-TUC-EWH. Adversary No. 04-00085.

336 B.R. 451 (2005)

In re Rebecca J. BOSSARDET, Debtor. Rebecca J. Bossardet, Plaintiff, v. Educational Credit Management Corporation, Defendant.

United States Bankruptcy Court, D. Arizona.

December 23, 2005.

Attorney(s) appearing for the Case

Jonathan M. Saffer, Snell & Wilmer, LLP, Tucson, AZ, for Debtor/Plaintiff.

Raul Abad, Gust Rosenfeld, PLC, Phoenix, AZ, for Defendant.

Madeleine C. Wanslee, Gust Rosenfeld, PLC, Phoenix, AZ, for Defendant.

MEMORANDUM DECISION

EILEEN W. HOLLOWELL, Bankruptcy Judge.

I. INTRODUCTION

While the Debtor has demonstrated that she is eligible for a complete discharge of her student loan obligation, the Defendant has carried its burden of proof in demonstrating that the debt should only be partially discharged. The reasons for this conclusion are set forth in the balance of this decision.

II. FACTS AND PROCEDURAL HISTORY

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