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STATE FARM MUT. AUTO. INS. CO. v. STOCKLEY

No. ED 84200.

168 S.W.3d 598 (2005)

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Appellant, v. Joseph M. STOCKLEY, Donna McCarrison, Amanda Cox, Rebecca McCarrison and Margerie McCarrison, Respondents.

Missouri Court of Appeals, Eastern District, Division Three.

Motion for Rehearing and/or Transfer Denied July 18, 2005.

Application for Transfer Denied August 30, 2005.

Attorney(s) appearing for the Case

Jason W. Corray, Collinsville, IL, for appellant.

Eric C. Young, John Bitzer (co-counsel), Belleville, IL, co-counsel for appellant.

Morry S. Cole, St. Louis, MO, for respondent.

Motion for Rehearing and/or Transfer to Supreme Court Denied July 18, 2005.

OPINION

GLENN A. NORTON, Judge.

State Farm Automobile Insurance Company appeals the judgment declaring that its policy covers claims against Joseph Stockley arising from his use of a baggage tug on the tarmac at the airport. We reverse.

I. BACKGROUND

Joseph Stockley was a baggage handler for Trans World Airlines. He used a four-wheeled vehicle called...

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