MEMORANDUM DECISION AND ORDER
ROBINSON, District Judge.
I. Introduction
a. Factual Background
The Health Alliance Network, Inc. ("HAN II") and Qualcare, Inc. ("Qualcare"; HAN II and Qualcare are collectively referred to herein as "Plaintiffs") brought this action against Continental Casualty Company ("CCC") and the Continental Insurance Company ("CIC"; CCC and CIC are collectively referred to herein as "Defendants"),
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