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PROGRESSIVE CAS. INS. CO. v. LEACHMAN

No. 25919.

362 S.C. 344 (2005)

608 S.E.2d 569

PROGRESSIVE CASUALTY INSURANCE COMPANY, Plaintiff, v. Louis LEACHMAN, Defendant.

Supreme Court of South Carolina.

Decided January 10, 2005.

Attorney(s) appearing for the Case

J.R. Murphy and Adam J. Neil, both of Murphy & Grantland, of Columbia, for plaintiff.

James B. Richardson, Jr., of Richardson & Birdsong, of Columbia; and Jay T. Gouldon, of Stoney, Gouldon & Roddey, of Charleston, for defendant.

Darra W. Cothran and Edward M. Woodward, both of Woodward, Cothran & Herndon, of Columbia; and Richard Hodyl, Jr., Thomas J. Pontikis, and Michael J. Borree, all of Williams, Montgomery & John, of Chicago, IL, for amicus curiae Property Casualty Insurers Association of America.

Chief Justice TOAL:

The Honorable David C. Norton of the United States District Court, District of South Carolina, certified questions to this Court asking whether an insurer made a meaningful offer of under insured motorist coverage ("UIM").

FACTUAL / PROCEDURAL BACKGROUND

In April 2001, Louis Leachman ("Leachman") purchased an automobile insurance policy from Progressive Casualty Insurance Company ("Progressive"). Leachman purchased a $300,000...

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