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OWNERS INS. CO. v. SALMONSEN

No. 26059.

366 S.C. 336 (2005)

622 S.E.2d 525

OWNERS INSURANCE COMPANY, Plaintiff, v. Charles SALMONSEN, individually and on behalf of all others similarly situated, CDG, Inc. f/k/a Charleston Gypsum Dealers & Supply Co., Inc., Frank Crider, Raymond G. Walford, Henry (Hank) Futch, and Harold (Hal) Futch, Defendants.

Supreme Court of South Carolina.

Decided November 7, 2005.

Attorney(s) appearing for the Case

Morgan S. Templeton and Graham P. Powell, of Elmore & Wall, P.A., of Charleston, for plaintiff.

Mary Leigh Arnold, of Mt. Pleasant; and Steven L. Smith, of Smith, Collins & Newton, of Charleston, for defendants.

Justice MOORE:

We accepted this certified question to determine the meaning of the term "occurrence" in a commercial general liability insurance policy.

FACTS

The underlying action in this federal case is a products liability class action arising from the sale of defective Parex, a synthetic stucco distributed by Defendant CGD, Inc.1 The defective stucco allegedly caused water intrusion that damaged class members' property...

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