Judge Jacobs joins the opinion and concurs in a separate opinion.
RAKOFF, District Judge.
In May 2002, the Appeals Council of the Social Security Administration (the "SSA") denied appellant Bernardo Torres' appeal from a denial by an Administrative Law Judge ("ALJ") of Torres' application for disability benefits under the Supplemental Security Income program. Torres had 60 days to challenge this denial by bringing a complaint in the district court, but it...
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