MEMORANDUM OPINION
JOHN H. SQUIRES, Bankruptcy Judge.
These matters come before the Court on the complaint filed by David E. Grochocinski, the Chapter 7 trustee (the "Trustee") of the bankruptcy estate of Lavon D. and Jennie H. Zeigler (the "Zeiglers") against the Zeiglers, Colleen and William Lagro (the "Lagros"), and Washington Mutual Bank, F.A. (the "Bank"), on the motion for directed findings made at trial by the Zeiglers and the Lagros pursuant...
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