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IN RE LORENZ

Bankruptcy No. 03-47259-JBR. Adversary No. 04-4305.

334 B.R. 345 (2005)

In re Craig A. LORENZ, Debtor. Craig Lorenz, Plaintiff, v. American Education Services/Pennsylvania Higher Education Assistance Agency, Defendant.

United States Bankruptcy Court, D. Massachusetts.

June 17, 2005.

Attorney(s) appearing for the Case

Robert F. Casey, Jr., Robert F. Casey, Jr., P.C., Hazard, MA, for Debtor.

Memorandum of Decision on Discharge of Student Loan Obligations

JOEL B. ROSENTHAL, Bankruptcy Judge.

The facts in this matter are essentially undisputed. Craig A. Lorenz ("Debtor") is indebted to the Defendant in the approximate sum of $72,000 for guaranteed student loans which the parties agree are non-dischargeable except for a finding in this proceeding of "undue hardship" under 11 U.S.C. § 523(a)(8). These student loans were used to finance...

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