MITCHELL v. UNITED NAT. INS. CO.

No. B170364.

25 Cal.Rptr.3d 627 (2005)

127 Cal.App.4th 457

James E. MITCHELL, Individually and as Trustee of the Mitchell Family Trust, Plaintiff and Appellant, v. UNITED NATIONAL INSURANCE COMPANY, Defendant and Respondent.

Court of Appeals of California, Second District, Division Five.

March 8, 2005.


Attorney(s) appearing for the Case

Law Office of Mann & Elias; Imad Y. Elias, Beverly Hills, for Plaintiff and Appellant.

Nielsen, Haley & Abbott LLP; James C. Nielsen, San Francisco, August L. Lohuaru, Los Angeles, for Defendant and Respondent.


MOSK, J.

We hold that an insurer may, under Insurance Code sections 331 and 359, rescind a fire insurance policy based on an insured's negligent or unintentional misrepresentation of a material fact in an insurance application, notwithstanding the willful misrepresentation clause included in the required standard form fire insurance policy (Ins. Code § § 2070 and 2071). Because there was undisputed...

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