DECISION & ORDER
JOHN C. NINFO, II, Chief Judge.
BACKGROUND
On March 15, 2005, Phillip and Ana Powers (the "Debtors") filed a petition initiating a Chapter 13 case. On March 15, prior to the filing of the petition, the National Bank of Geneva, which holds a valid security interest and lien on the Debtors' 1999 Plymouth Voyager (the "Voyager"), repossessed the Voyager through the services of its agent, Auto Tech Repossessions, Inc. (...
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