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COAKLEY v. HORACE MANN INS. CO.

No. 3929.

363 S.C. 147 (2005)

609 S.E.2d 537

J. Samuel COAKLEY, individually and as Trustee of a Special Needs Trust for Christian Coakley, Respondent, v. HORACE MANN INSURANCE CO., Scott Andrew Mitchell, Christopher N. Mitchell and Claudia Dee Dee Mitchell, Appellants.

Court of Appeals of South Carolina.

Decided January 24, 2005.

Rehearing Denied March 18, 2005.

Attorney(s) appearing for the Case

Phillip E. Reeves, and Jennifer D. Eubanks, both of Greenville, for Appellants.

Benjamin C. Harrison, and David H. Tyner, both of Spartanburg, for Respondent.

WILLIAMS, J.:

Respondent filed this declaratory judgment action to determine the applicability of certain automobile liability policies issued by Horace Mann Insurance Company (Horace Mann). The circuit court found coverage under all three policies. We affirm.

FACTS

On August 19, 1994, sixteen-year-old Christian Coakley was a passenger in a car being driven by seventeen-year-old Scott Andrew Mitchell. As they were traveling towards a friend's house...

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