MEMORANDUM OF DECISION
PAUL MANNES, Bankruptcy Judge.
Before the court is a Reaffirmation Agreement and Order executed by the Debtor and Citifinancial, Inc. The Agreement prepared by Citifinancial proposes that the Debtor pay $11,753.42 and reaffirm the obligation to Citifinancial that is secured by a 1994 Mercury Sable GS Sedan.
The vehicle has approximate mileage of 109,000. The most recent Kelley Blue Book valuation of the subject property shows...
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