Ordered that the order is reversed, on the law, with costs, the motion is denied, and the order dated February 13, 2004, is reinstated.
To be relieved of their default in appearing or answering the complaint, the defendants Delroy Kenwood and Pauline Spooner (hereinafter the defendants) were required to present a reasonable excuse and a meritorious defense (see CPLR 5015 [a] [1]). In light of, inter alia, the disclaimer letter of Allstate Insurance Company...
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