Ordered that the order is affirmed insofar as appealed from, with costs.
The plaintiff submitted a claim to the defendant First Unum Life Insurance Company (hereinafter First Unum) to recover the proceeds of a life insurance policy issued to her husband. However, the claim was submitted nearly 11 years after his death. After First Unum rejected the plaintiff's claim due to the extensive delay in submitting the claim, the plaintiff commenced this action to recover...
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