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YORK v. KENTUCKY FARM BUREAU MUT. INS. CO.

No. 2003-SC-334-DG, 2003-SC-0338-DG.

156 S.W.3d 291 (2005)

Adrian S. YORK, Appellant, v. KENTUCKY FARM BUREAU MUTUAL INSURANCE COMPANY, Appellee. Angela Prewitt, Appellant, v. Kentucky Farm Bureau Mutual Insurance Company, Appellee.

Supreme Court of Kentucky.

February 17, 2005.

Attorney(s) appearing for the Case

John P. Chappell, Gary N. Hudson, Bruce R. Bentley, Zoellers, Hudson, and Bentley, London, Counsel for Appellants.

R. William Tooms, Taylor, Keller, Dunaway and Tooms, Russell W. Burgin, House & Burgin, London, Counsel for Appellee.

Michael A. Breen, Bowling Green, for Kentucky Academy of Trial Lawyers, Amicus Curiae.

Opinion of the Court by Justice GRAVES.

This dispute involves Appellee Kentucky Farm Bureau's denial of motor vehicle liability coverage through its application of a "non-permissive user exclusion" in its insurance policy with Appellant Adrian York. Jackson Circuit Judge Maricle granted summary judgment against Kentucky Farm Bureau, finding that this exclusion in Adrian York's insurance policy did not apply. A unanimous Court of Appeals reversed, holding that the...

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