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IN RE HELMES

Bankruptcy No. 01-81277-RGM. Adversary No. 05-1178.

336 B.R. 105 (2005)

In re Joi HELMES, Debtor. Joi Helmes, Complainant, v. Wachovia Bank, N.A., Respondent.

United States Bankruptcy Court, E.D. Virginia, Alexandria Division.

November 21, 2005.

Attorney(s) appearing for the Case

Robert R. Weed, Law Office of Robert Weed, Alexandria, VA, for Debtor/Plaintiff.

Dwayne L. Garrett, Law Offices of Dwayne L. Garrett, PC, Rockville, MD, for Defendant.

MEMORANDUM OPINION

ROBERT G. MAYER, Bankruptcy Judge.

This case concerns the proper reporting of a discharged debt to a credit reporting agency. Joi Helmes filed a voluntary petition in bankruptcy under chapter 7 of the Bankruptcy Code in this court on October 4, 2001, and was granted a discharge on January 17, 2002. She properly scheduled Wachovia Bank as a creditor with a claim of $11,017.86. The...

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