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GOVERNMENT EMPLOYEES v. GRAHAM-GONZALEZ

Nos. S-10666, S-10755, S-10691.

107 P.3d 279 (2005)

GOVERNMENT EMPLOYEES INSURANCE COMPANY and Michael J. Lina, Jr., Petitioners/Cross-Respondents, v. Sandra GRAHAM-GONZALEZ, Respondent/Cross-Petitioner. State Farm Mutual Automobile Insurance Company, Petitioner, v. Maurita Rene Bozinoff, for herself and as the Natural Mother and Next Best Friend of Hannah Nicole Bozinoff, a minor, Respondents.

Supreme Court of Alaska.

February 18, 2005.

Attorney(s) appearing for the Case

Mark E. Wilkerson, Wilkerson & Associates, and Gary A. Zipkin, Guess & Rudd, P.C., Anchorage, for Petitioners/Cross-Respondents GEICO.

Mark A. Sandberg, Sandberg, Wuestenfeld & Corey, and Dennis M. Mestas, Anchorage, for Respondent/Cross-Petitioner Graham-Gonzalez.

Kimberlee A. Colbo, Hughes Thorsness Powell Huddleston & Bauman LLC, Anchorage, for Petitioner State Farm.

W. David Weed and LeRoy E. DeVeaux, Anchorage, for Respondent Bozinoff.

Alfred Clayton, Jr., Bliss, Wilkens & Clayton, Anchorage, for Amicus Curiae The National Association of Independent Insurers.

Neil T. O'Donnell and W. Michael Moody, Atkinson, Conway & Gagnon, Anchorage, for Amicus Curiae Cheryl Hensel.

David W. Pease, Burr, Pease & Kurtz, Anchorage, for Amicus Curiae Integon Indemnity Corporation.

Before: BRYNER, Chief Justice, MATTHEWS, EASTAUGH, FABE, and CARPENETI, Justices.

OPINION

MATTHEWS, Justice.

I. INTRODUCTION

Alaska Statute 21.89.020(c) states that insurers "shall ... offer coverage" for protection against uninsured and underinsured motorists (UIM) ranging from $50,000 to $1,000,000 for injury or death of one person. The question presented in these cases is whether application forms which set out the various levels of coverage that are available but do not state the amount of the premium that must be...

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