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HOUCK v. STATE FARM FIRE AND CAS. INS. CO.

No. 26043.

366 S.C. 7 (2005)

620 S.E.2d 326

Jacqueline Z. HOUCK, Richard Perrini and All Others Similarly Situated, Appellants, v. STATE FARM FIRE AND CASUALTY INSURANCE COMPANY, State Farm Insurance Group, John C. Mallet, Individually and in his Capacity as a Class Representative for State Farm Insurance Agents, and John Doe, Respondents.

Supreme Court of South Carolina.

Decided September 26, 2005.

Attorney(s) appearing for the Case

Donald E. Jonas, of Cotty & Jonas, of Columbia, and Gregory Milam Alford, of Alford & Wilkins, P.C., of Hilton Head Island, for Appellants.

Monteith P. Todd, and Robert E. Horner, both of Sowell, Gray, Stepp & Laffitte, L.L.C., of Columbia, for Respondents.

Justice WALLER:

We certified this case from the Court of Appeals pursuant to Rule 204, SCACR. At issue is the liability of Respondent, State Farm Insurance Company, to Appellants, homeowners in Beaufort County (Homeowners), for allowing them to purchase Standard Flood Insurance Policies covering their homes, when Preferred Risk Policies were available for a lower cost. The circuit court granted summary judgment to State Farm, holding it was not liable to Homeowners...

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