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IN RE HICKS

Bankruptcy No. 02-44290-HJB, Adversary No. 03-04010.

331 B.R. 18 (2005)

In re Richard Kevin HICKS, Rebecca Grace Hicks, Debtors. Rebecca Grace Hicks, Plaintiff, v. Educational Credit Management Corp., Defendant.

United States Bankruptcy Court, D. Massachusetts.

September 12, 2005.

Attorney(s) appearing for the Case

Mark L. Hare, Springfield, MA, for Debtors/Plaintiff.

MEMORANDUM OF DECISION

HENRY J. BOROFF, Bankruptcy Judge.

Before this Court is a complaint filed by Rebecca Hicks against the Educational Credit Management Corporation ("ECMC"), the current holder of her student loans. Through her complaint, Rebecca Hicks asks this Court to rule that those student loan obligations are dischargeable under § 523(a)(8) of the Bankruptcy Code.1

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