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IN RE SMITH

Bankruptcy No. 01-10486(CJK), Adversary No. 02-01113(JBR).

324 B.R. 16 (2005)

In re Troy SMITH and Elizabeth J. Smith, Debtor. Troy Smith and Elizabeth J. Smith, Plaintiffs, v. Educational Credit Management Corp., and Connecticut Student Loan Foundation, Defendants.

United States Bankruptcy Court, D. Massachusetts.

February 3, 2005.

Attorney(s) appearing for the Case

Carl E. D'Angio, Jr., Waltham, MA, for Troy Smith and Elizabeth J. Smith, Plaintiffs.

R. Richard Croce, Rocky Hill, CT, for CT Student Loan Foundation, Defendant.

John F. White, Braintree, MA, for Educational Credit Management Corp., Defendant.

MEMORANDUM OF DECISION

JOEL B. ROSENTHAL, Bankruptcy Judge.

This matter came before the Court on Troy and Elizabeth Smith's ("Debtors") complaint alleging that certain student loans owed to Educational Credit Management Corporation ("ECMC") and Connecticut Student Loan Foundation ("CSLF") are dischargeable insofar as the repayment of such loans constitutes an undue hardship pursuant to § 523(a)(8) of...

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