HAPPAS, J.S.C.
The issue presented to the court is whether a check made payable to two payees, whose names appear on the check in vertical alignment separated by the symbol "c/o" is negotiable individually by the first named payee; jointly, thus, requiring the endorsement of both the named payees; or alternatively, requiring the endorsement of any one of the named payees. All of the checks in issue were endorsed by the second named payee and paid by the payor bank...
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