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HEIST v. EASTERN SAVINGS BANK, FSB.

No. 1949, September Term, 2004.

884 A.2d 1224 (2005)

165 Md. App. 144

Nancy HEIST v. EASTERN SAVINGS BANK, FSB.

Court of Special Appeals of Maryland.

October 12, 2005.

Attorney(s) appearing for the Case

Scott C. Borison (Douglas B. Bowman, Legg Law Firm, LLC, on brief), Frederick, for appellant.

Jonathan E. Claiborne (Whiteford, Taylor & Preston, LLP, on brief), Baltimore, for appellee.

Panel MURPHY, C.J., DAVIS, CHARLES E. MOYLAN, JR. (retired, specially assigned), JJ.

DAVIS, J.

Appellant, Nancy Heist, borrowed $141,500 from appellee, Eastern Savings Bank, FSB and, in a separately-signed addendum, appellant agreed that, if she fully repaid the loan within five years, she would incur a prepayment penalty. Appellant did prepay the loan, and, under the terms of her agreement, she was charged $9,531.97 for doing so.

Appellant filed suit in the Circuit Court for Frederick County, seeking a refund of the penalty and other relief...

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