THIBODEAUX, Chief Judge.
In this insurance case, the Cooks family appeals a trial court judgment finding that an insurance company, American National Property and Casualty Company (ANPAC), is not responsible for payment of an additional $10,000.00 under its agreement with the insured, William Lockhart. ANPAC argues that it has satisfied its obligation under the agreement by paying the policy limits of $10,000.00, and that the fact that both of Mr. Lockhart's ANPAC...
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