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NGO v. CENTENNIAL INS. CO.

No. 2003-CA-02181-COA.

893 So.2d 1076 (2005)

Sen Van NGO d/b/a M/V "Capt. Sen", Appellant, v. CENTENNIAL INSURANCE COMPANY, G & M Marine, Inc., and Point Cadet Insurance, Inc., Appellees.

Court of Appeals of Mississippi.

January 4, 2005.

Attorney(s) appearing for the Case

Timothy P. Kottemann, Biloxi, attorney for appellant.

Benjamin McRae Watson, Ridgeland, Richard P. Salloum, Gulfport, attorneys for appellees.

Before LEE, P.J., IRVING and GRIFFIS, JJ.

LEE, P.J., for the Court.

FACTS AND PROCEDURAL HISTORY

¶ 1. On November 12, 2001, Captain Sen Ngo was steering his boat beneath the Biloxi/Ocean Springs drawbridge when the boat collided with the bridge. At the time of the accident, Ngo's boat was insured by Centennial Insurance Company. Centennial investigated the claim and paid Ngo's claimed property damage less $1,750 in damages which Centennial attributed to damage previously sustained by Ngo's...

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