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IN RE VANDERBILT MORTG. AND FINANCE, INC.

No. 05-0076.

166 S.W.3d 12 (2005)

In re VANDERBILT MORTGAGE AND FINANCE, INC.

Texas Judicial Panel on Multidistrict Litigation.

March 2, 2005.

ON REVIEW BY THE JUDICIAL PANEL ON MULTIDISTRICT LITIGATION

Justice LANG delivered the opinion of the Multidistrict Litigation Panel, in which Justice PEEPLES, Justice CASTILLO, and Justice HANKS joined.

On February 23, 2005, we issued our order denying the Motion to Transfer of Related Cases to Pretrial Court filed by Vanderbilt Mortgage and Finance, Inc. This opinion sets out the basis for that decision.

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