EZELL, Judge.
In this consolidated case, several issues are raised by the parties. The issues pertain to fault, damages, and insurance coverage.
FACTS
On July 18, 1994, at approximately 10:20 p.m., Wayne Croy was driving his Ford Courier pickup truck south on Bragg Street in Pineville, Louisiana. Christopher Sims was a passenger in his truck. They were returning home from Mississippi. At the same time, Dennis Stephenson was driving a Ford Taurus...
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