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MANNION v. BELL

881 A.2d 810 (2005)

380 N.J. Super. 259

Deborah MANNION, Plaintiff, v. James M. BELL, Parkway Insurance Company, and Liberty Mutual Insurance Company, Defendants.

Superior Court of New Jersey, Law Division, Monmouth County.

Decided May 16, 2005.

Attorney(s) appearing for the Case

Alfred J. Quasti, Haddon Heights, for defendant Parkway Insurance Company.

Sherman & Viscomi (Denise F. Tunney, appearing), for defendant Liberty Mutual Fire Insurance Company, improperly impleaded as Liberty Mutual Insurance Company.

PERRI, J.S.C.

This matter involves a claim by an innocent third party for liability coverage under a fraudulently obtained automobile insurance policy. The court finds that, with the Legislature's modification of compulsory automobile liability insurance under the Automobile Insurance Cost Reduction Act of 1998 ("AICRA"), the insurer's obligation to provide coverage is limited to the "basic policy" as set forth in N.J.S.A. 39:6A-3.1.

The facts are essentially...

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