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HELMS v. CONSUMERINFO.COM, INC.

No. CV 03 HS 1439 M.

436 F.Supp.2d 1220 (2005)

Ronald W. HELMS, individually and on behalf of all persons similarly situated, Plaintiff, v. CONSUMERINFO.COM, INC., a corporation, Defendant.

United States District Court, N.D. Alabama, Middle Division.

February 14, 2005.

Attorney(s) appearing for the Case

John G. Dana, Lowe Grammas Hitson & Dana LLP, Birmingham, AL, Peter A. Grammas, E. Clayton Lowe, Jr., William J. Trussell, Trussell & Funderburg, Pell City, AL, for Plaintiff.

Amy Payne, Jones Day, Dallas, TX, Jerome R. Doak, S. Andrew Kelly, Samuel H. Franklin, Lightfoot Franklin & White LLC, Birmingham, AL, for Defendant.

MEMORANDUM OF DECISION AND ORDER

HOPKINS, District Judge.

Introduction

The instant case calls upon the court to interpret and apply provisions of the Credit Repair Organization Act (hereafter "CROA"). The cornerstone of the parties' dispute is whether Consumerinfo.com, Inc., (hereafter "Defendant") qualifies as a "credit repair organization" as defined in the CROA. Within the Eleventh...

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