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STERGIOPOULOS v. FIRST MIDWEST BANCORP, INC.

No. 04-2710.

427 F.3d 1043 (2005)

GEORGE STERGIOPOULOS & IVELISSE CASTRO, Plaintiffs-Appellants, v. FIRST MIDWEST BANCORP, INC., Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided October 25, 2005.

Attorney(s) appearing for the Case

Lance A. Raphael, Consumer Advocacy Center, Chicago, IL, Seth R. Lesser (argued), New York, NY, for Plaintiffs-Appellants.

Craig A. Varga (argued), Varga, Berger, Ledsky, Hayes & Casey, Chicago, IL, for Defendant-Appellee.

Before BAUER, RIPPLE, and WOOD, Circuit Judges.

WOOD, Circuit Judge.

A few years ago, Ivelisse Castro and George Stergiopoulos each decided to buy a new car. Castro wanted a Toyota 4Runner, while Stergiopoulos fancied a Chevrolet Camaro. When each of them sought financing, their respective car dealers shopped the potential loans (or, as they were called, Retail Installment Contracts (RICs)) to third-party lenders. One of the third-party lenders to consider both loans was the defendant, First Midwest Bancorp, Inc...

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