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SWORDS v. HARLEYSVILLE INS. COMPANIES

883 A.2d 562 (2005)

Wayne SWORDS and Bernell Swords, Appellants v. HARLEYSVILLE INSURANCE COMPANIES, Appellee.

Supreme Court of Pennsylvania.

Decided September 29, 2005.

Attorney(s) appearing for the Case

Christian Earl Eaby, Lancaster, for Swords et al, appellants.

Scott B. Cooper, Harrisburg, for PA Trial Lawyers Ass'n, appellant amicus curiae.

Robert E. Kelly, Jr., Harrisburg, for Harleysville Ins. Companies, appellee.

Suzanne T. Tighe, James C. Haggerty, Philadelphia, for PA Defense Institute.

Before: CAPPY, C.J., CASTILLE, NIGRO, NEWMAN, SAYLOR, EAKIN and BAER, JJ.

OPINION

Chief Justice CAPPY.

In this appeal, we are asked to determine whether the Motor Vehicle Financial Responsibility Law ("MVFRL" or the "Law"), 75 Pa.C.S. § 1701 et seq., renders an owner of a registered but uninsured vehicle ineligible to recover first-party benefits when such an owner is injured in an accident which does not involve the owner's uninsured vehicle. For the reasons that follow, we hold that, under these circumstances...

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