PARRO, J.
Louisiana Farm Bureau Mutual Insurance Company (Farm Bureau) appeals a judgment in favor of its insureds, Jack W. and Dot G. Melder, finding that fire damage to a shed and equipment were covered under their homeowners policy and awarding them a total of $50,000 for property damage, penalties, and attorney fees. We reverse and render.
FACTUAL AND PROCEDURAL BACKGROUND
On October 19, 1999, a metal shed on the Melders' residential property...
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