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IN RE MARTEL

Bankruptcy No. 03-01873-3F7, Adversary No. 03-346.

332 B.R. 922 (2005)

In re Ellen M. MARTEL, Debtor. John J. Talarico and Philbert O. Smaw, Plaintiffs, v. Ellen M. Martel, Defendant.

United States Bankruptcy Court, M.D. Florida, Jacksonville Division.

May 16, 2005.

Attorney(s) appearing for the Case

Peter J. Sziklai, Ocala, FL, for Debtor.

FINDINGS OF FACT AND CONCLUSIONS OF LAW

JERRY A. FUNK, Bankruptcy Judge.

This proceeding came before the Court upon a complaint filed by John Talarico and Philbert Smaw ("Plaintiffs") seeking to except the debt owed to them by Ellen Martel ("Debtor") from her discharge pursuant to 11 U.S.C. § 523(a)(2)(A) and (a)(6). In lieu of oral argument, the Court directed the parties to submit memoranda in support...

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