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SCHULTE v. PROGRESSIVE NORTHERN INS. CO.

No. 23365.

699 N.W.2d 437 (2005)

2005 SD 75

Matthew L. SCHULTE, Plaintiff and Appellant, v. PROGRESSIVE NORTHERN INSURANCE COMPANY and Thomas Hoftiezer, Defendants and Appellees.

Supreme Court of South Dakota.

Decided June 15, 2005.

Attorney(s) appearing for the Case

Stephen C. Landon, Shawn M. Nichols of Cadwell, Sanford, Deibert & Garry, Sioux Falls, South Dakota, Attorneys for plaintiff and appellant.

Patricia A. Meyers of Costello, Porter, Hill, Heisterkamp, Bushnell & Carpenter, Rapid City, South Dakota, Attorneys for defendants and appellees.

KONENKAMP, Justice.

[¶ 1.] In this declaratory action dealing with insurance coverage, the plaintiff seeks to recover the policy limits of $100,000 from both the offending driver, for negligent operation of the insured vehicle, and the driver's father, for negligent entrustment. We conclude that under our automobile insurance statutes the policy limits apply to the insured vehicle and do not require separate policy...

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