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IN RE BOTT

Bankruptcy No. 03-20666-659, Adversary No. 03-2019-659.

324 B.R. 771 (2005)

In re Tina Louise BOTT, Debtor. Tina Louise Bott, Plaintiff, v. Educational Credit Management Corp., Defendant.

United States Bankruptcy Court, E.D. Missouri, Northern Division.

April 29, 2005.

Attorney(s) appearing for the Case

Fredrich J. Cruse, Hannibal, MO, Chapter 7 Trustee.

Harry D. Boul, Columbia, MO, for debtor.

FINDINGS OF FACT AND CONCLUSIONS OF LAW

KATHY A. SURRATT-STATES, Bankruptcy Judge.

The matters before the Court are Plaintiff's Complaint Seeking Hardship Discharge of Student Loans Under Section 523(a)(8) and Answer of Educational Credit Management Corporation. A Motion to Substitute Parties was filed by Defendant Educational Credit Management Corporation ("ECMC") substituting ECMC for Defendant Sallie Mae Servicing Corporation on October 22, 2003...

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