Rosen, D.J., delivered the opinion of the court, in which NELSON, J., joined. COOK, J., (pp. 720-21), delivered a separate concurring opinion.
ROSEN, District Judge.
I. INTRODUCTION
Defendant/Appellant Floyd Bruce was charged in a four-count indictment with three counts of bank fraud in violation of 18 U.S.C. § 1344 and one count of unauthorized use of an access device in violation of 18 U.S.C. § 1029(a)(5). The bank...
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